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    為什么銀行里的職員很少在銀行存錢呢?2個原因,很現實!

    dGjBzJZXb

    導語:為什么銀行里的職員很少在銀行存錢呢?2個原因,很現實!

    眾所周知,把錢存在銀行里是最安全的,雖然很多人也知道,錢放在銀行就相當于是貶值,但是很多人還是依舊選擇這種方式,尤其是對于一些普通的老百姓來說,更是如此;而對于一些有理財經驗的人來說,他們往往會把自己的錢拿出去買理財產品,不指望能賺到多少,但至少不會貶值。

    很多銀行的員工都會想方設法讓我們去把錢存到銀行,然而你卻不知道,他們自己卻是很少將錢存在銀行里的,為什么會這樣呢?最主要的原因有兩個,很現實!

    1、利息低。銀行的員工對于各項政策更加明白,甚至采用哪種方式能讓自己的利益最大化,就比如現在的余額寶來說,安全性肯定不比銀行差,而且利息也要比銀行要高,所以他們肯定會選擇存到余額寶,而對于普通老百姓來說,或許連余額寶是什么他們都不知道,所以即便是利息都要低一點,他們也會把自己的錢存在對自己來說更熟悉的銀行。

    2、現在的銀行也有理財產品,作為內部工作人員,他們天天跟這些產品打交道,所掌握的信息肯定要比我們普通人要多得多,哪種產品的風險怎么樣,收益如何,或許他們自己都知道的一清二楚,所以相對于存款來說,他們更多的是選擇銀行里的理財產品。

    綜上所述,我們也能看得出來,是否把錢存在銀行,最終還是取決于收益,因為他們自己更加懂得這里面的利益關系,所以肯定是哪種收益高,就用哪種方式,大家覺得是不是這樣呢?


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